Perhaps you cannot wait to retire, are rejoicing at the prospect, and know exactly what you are going to do.


Perhaps you are anxious about retirement, feel reluctant to retire, and are not sure how you are going to fill the time. 


Perhaps you know you are going to miss some of benefits that work provided, other than just the money, but are not sure how you are going to replace them.


Perhaps you are already retired and want to be sure that you are making the most of your retirement.


Many of us believe that we are, or will be, prepared for retirement, but this normally means we are financially prepared. If we were questioned about our planning and preparation for retirement, beyond the financial, then we may feel less confident about what we want from our retirement years.


Whether you are a rejoicing retiree or a reluctant retiree I work with clients to take the uncertainty out of retirement. How can I help you to ensure you have the enjoyable retirement you really deserve?

If you have any queries, or would like to have a chat, please contact

Pam Houghton:

Phone: 07809 118433

or email: 


or use our contact form


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